Reverse Mortgage Specialist in Ocala, Florida
Meet Mike Ouimet
Mike Ouimet
Reverse Mortgage Specialist
NMLS #1002754 | C2 Financial
(949) 787-2511
Reverse Mortgage Broker Serving Ocala and Marion County, Florida
If you are a homeowner in Ocala, whether you are in Fellowship, Huntington, or anywhere across Marion County, Mike Ouimet is one of the most experienced and trustworthy reverse mortgage specialists you will find.
Mike has spent more than 15 years in the mortgage industry, starting with traditional forward mortgages before adding reverse mortgages to his practice. That experience gives him a perspective most lenders simply do not have. He understands both sides of the equation and can help you make the decision that actually makes sense for your situation.
What sets Mike apart? He has a reverse mortgage himself.
"I wouldn't recommend a reverse mortgage if I didn't have one myself," he said. "I know firsthand how valuable this product can be, and I know the questions you are going to have because I had them too."
That kind of personal conviction goes a long way when you are making a decision this important.
"A reverse mortgage isn't going to be right for everyone," Mike added. "But you can rest assured, I will always recommend the best product that works best for you, not for me."
Mike genuinely loves what he does. He gets up every morning thinking about how to help Ocala seniors unlock the home equity they have spent decades building and put it to work for them in retirement.
"I get enormous satisfaction from helping homeowners enhance their senior years through flexible, liquid access to what is often their largest asset," he said. "Your home equity is sitting there. Don't let it sit idle when it could be improving your life right now."
And it is not just about tapping existing equity. Mike reminds his clients that reverse mortgages have more than one application.
"A lot of people do not realize you can also use a reverse mortgage to buy a new home," he said. "If you are looking to downsize, right-size, or move closer to family, a HECM for Purchase could be a great fit."
Outside of work, Mike is still active in the community and the running world. He participates in the Running of the Squares 5K and remains CEO and President of TriMar USA, which provides online registration, housing, and marketing for marathons, triathlons, and corporate events.
Ready to see how much equity you can access?
No obligation. No pressure. Just straight answers from someone who has been through it himself.
What is a Reverse Mortgage?
A reverse mortgage is a government-backed loan available to homeowners who are 62 or older. It allows you to convert a portion of your home equity into cash without selling your home or taking on a monthly mortgage payment.
You can receive your funds as a lump sum, monthly payments, a line of credit, or a combination of all three. However you choose to use the money is up to you, whether it is covering everyday expenses, paying off an existing mortgage, funding home improvements, or simply having a financial cushion for peace of mind.
As long as you live in the home as your primary residence and continue paying property taxes and homeowner's insurance, there is no repayment required. The loan becomes due when the last borrower sells the home or passes away.
The program has come a long way. Today's reverse mortgages are FHA-insured, heavily regulated, and require independent HUD-approved counseling before you can proceed. They are a far cry from the outdated version most people picture.
Right now, there are 931 homeowners in the Ocala area who already have a reverse mortgage, with 47 of them getting one in just the last 12 months.* The average home value in Ocala currently sits around $269,000, which means most qualifying homeowners have meaningful equity available to them.
About Ocala, Florida
Ocala takes its name from the 16th century Timucua village and chiefdom of Ocale, believed to mean "high land" or "big hammock" in reference to the dense forest in the region.
The modern city was established in 1849 and grew rapidly after the railroad arrived in 1881, connecting Ocala to the rest of Florida and more than tripling its population within a decade.
In 2024, Ocala was named the top growth city in the country outside of major metro areas for the second year in three, driven largely by its lower cost of living and affordable housing market.
Known as the "horse capital of the world," Ocala is home to more than 400 thoroughbred farms and sustains over 44,000 jobs in an industry that generates more than $2.2 billion in annual revenue.
The area is also home to Silver Springs, one of the world's largest artesian spring formations, the Appleton Museum of Art, and a growing arts community that makes Ocala one of the most culturally rich mid-size cities in Florida.
Ready to Find Out What You Qualify For? Let's Talk.
Mike and his team at C2 Financial are ready to have a straightforward, no-pressure conversation about whether a reverse mortgage makes sense for you. There is no obligation, no hard sell, just honest answers from someone who has been through it himself.
Call Mike directly at (949) 787-2511 or fill out the form below to get started.
*As of May 2026. Source: active reverse mortgage borrowers in the Ocala area.
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